My considerable experience representing creditors on consumer and commercial debts is invaluable in negotiating significant debt balances for both individuals and businesses.

I have helped a number of clients negotiate substantial discounts on both consumer and business debts. In many cases I have settled credit card debts for as little as twenty (20) cents on the dollar. I urge clients to think carefully before filing bankruptcy. In many instances your consumer debts can be negotiated down to pennies on the dollar without the need for a bankruptcy filing.

​​​​Attorney at LaW


I have worked with business owners facing financial hardship to restructure significant debt owed to suppliers and other creditors, giving the business owner valuable time and breathing room without the necessity of bankruptcy.  

Contact Donald L. Christian Jr., Attorney at Law today at 256-508-0143 to learn more about how I can help you or your business avoid a bankruptcy filing and negotiate debt reduction or improved re-payment terms.  

Debt Negotiation

No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers.